Section 1: Money & Runway
Evaluating your financial safety net, emergency buffer, and location independence.
1. If your primary income disappeared tomorrow, how many months could you cover basic living expenses with cash?
2. Do you have a separate emergency fund not tied to your move budget?
3. Do you have the cash to fly home in an emergency without going into debt?
4. How much have you saved specifically for moving expenses (deposits, flights, setup)?
5. Do you have any debt payments that follow you regardless of where you live?
6. Is your income location-independent, or does it require a specific country?
7. How diversified is your income right now?
8. Do you have a backup income stream you could activate in 30 days if needed?
9. Do you know what your true monthly cost of living will be in your target country?
10. Do you have low-fee international banking & cards (e.g. Wise, Schwab) set up?
Section 2: Documents & Legal
Passports, visa categories, tax obligations, and document apostilles.
11. Do you have a valid passport with more than 12 months of validity remaining?
12. Have you identified the specific visa/residency pathway you will use?
13. Do you have digital and physical certified copies of critical legal documents?
14. Do you understand your ongoing U.S. tax obligations (FEIE, FTC, FBAR)?
15. Do you have a U.S. physical address or mail scanning service arranged?
Section 3: Income & Work
Employer agreements, freelance security, and portable global skills.
16. If you have a remote job, has your employer confirmed in writing you can work overseas?
17. Have you factored in the corporate tax implications of living abroad as an employee/contractor?
18. If self-employed, do you have client contracts that don’t mandate U.S. presence?
19. If your income ceased, do you have high-demand skills you can monetize globally?
Section 4: Healthcare & Insurance
Medical coverage, prescriptions, emergency evacuation, and public vs private plans.
20. Do you have a vetted international health insurance policy selected?
21. Do you have a verified protocol for essential medications & specialist care?
22. Do you understand Medicare/Medicaid or national health coverage rules abroad?
Section 5: Life, Logistics & Community
Scouting trips, local network, cultural integration, and Plan B return protocols.
23. Have you visited your target destination in person for at least 2 weeks?
24. Do you know at least one trustworthy contact or community in your destination?
25. Have you honestly researched local culture, language barriers, and everyday living?
26. Do you have a written return plan with emergency cash reserved if you need to repatriate?
27. If everything went wrong in Month 4, do you know exactly what steps you’d take?
Answer the questions above to unlock your readiness score
Your score will update in real-time as you complete each section. Once finished, we’ll provide your personalized diagnosis and direct next steps.